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Overview How to Earn How to Spend Rules to Remember Back

Earn either up to 15%* or 30%* back in eBucks

Celebrate beauty and individuality at ARC stores.

ARC is more than a beauty destination. It is your most sought-after, aspirational beauty, cosmetics, and self-care products store – offering clients the widest range of national and international branded cosmetics. Enjoy discounts on accessories, skincare, makeup, fragrances, body care and men's grooming products.

How To Earn eBucks at ARC

Your eBucks earn is dependent on your reward level and spend limits apply.

FNB Premier

Earn up to 15%* back

in eBucks when you shop at ARC and pay with your qualifying FNB Premier card, depending on your reward level.

Reward Level 1: Reward Level 2: Reward Level 3: Reward Level 4: Reward Level 5:
1% 2.5% 5% 7.5% 15%

FNB Private Clients, FNB Private Wealth or RMB Private Bank Card

Earn up to 30%* back

in eBucks when you shop at ARC and pay with your qualifying FNB Private Clients, FNB Private Wealth or RMB Private Bank Card, depending on your reward level.

Reward Level 1: Reward Level 2: Reward Level 3: Reward Level 4: Reward Level 5:
2% 5% 10% 15% 30%

How to spend eBucks at ARC

Spend eBucks in-store

when you present your eBucks card at the till and enter your 4-digit eBucks PIN when asked to.

Spend eBucks online

when you choose eBucks as the payment method.

Rules to Remember

How to earn eBucks at in-store automatic earn partners

  1. Visit the partner's store.
  2. Choose the item or items you want to buy.
  3. Pay with your qualifying FNB or RMB Private Bank Cheque or linked Credit Card.

Where else you can earn eBucks by paying with your qualifying bank card*


* You must use your qualifying FNB or RMB Private Bank Cheque or linked Credit Card to earn eBucks at these partners. back to top

How to spend your eBucks in-store

Your eBucks card is your key to spending eBucks at our in-store partners.

Present your eBucks card when you pay and enter your 4-digit eBucks PIN when asked for it. Your eBucks card works just like a debit card.

Not enough eBucks? Use both your eBucks and your bank card to pay

If you don't have enough eBucks to pay for your purchase in full, you can pay the difference using your FNB or RMB Private Bank card. All you have to do is swipe your eBucks card at the till, enter your 4-digit eBucks PIN, then pay the balance with your bank card. It's as simple as that.

How to check your eBucks balance before spending your eBucks

  • App: login to our app and click on the eBucks icon on the Home screen
  • FNB's electronic channels: Register for and log onto Online Banking or FNB Cellphone Banking
  • Online: login to the eBucks website and go My eBucks.
  • SMS the word 'balance' and your ID number to 32224. Each SMS costs R1.
  • Call us on 087 320 3200.
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